Assessing the Islamic lending practices in General Santos City, Philippines : (Record no. 2939)
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| 000 -LEADER | |
|---|---|
| fixed length control field | 02788nam a22002413a 4500 |
| 001 - CONTROL NUMBER | |
| control field | UPMIN-00007414838 |
| 003 - CONTROL NUMBER IDENTIFIER | |
| control field | UPMIN |
| 005 - DATE AND TIME OF LATEST TRANSACTION | |
| control field | 20230524125308.0 |
| 008 - FIXED-LENGTH DATA ELEMENTS--GENERAL INFORMATION | |
| fixed length control field | 230524b |||||||| |||| 00| 0 eng d |
| 040 ## - CATALOGING SOURCE | |
| Original cataloging agency | upmin |
| Transcribing agency | UPMin |
| 041 ## - LANGUAGE CODE | |
| Language code of text/sound track or separate title | eng |
| 090 #0 - LOCALLY ASSIGNED LC-TYPE CALL NUMBER (OCLC); LOCAL CALL NUMBER (RLIN) | |
| Classification number (OCLC) (R) ; Classification number, CALL (RLIN) (NR) | LG993.5 2014 A3 |
| Local cutter number (OCLC) ; Book number/undivided call number, CALL (RLIN) | U52 |
| 100 ## - MAIN ENTRY--PERSONAL NAME | |
| Personal name | Unas, Nor-Aiza R., |
| Relator term | author. |
| 9 (RLIN) | 8926 |
| 245 ## - TITLE STATEMENT | |
| Title | Assessing the Islamic lending practices in General Santos City, Philippines : |
| Remainder of title | the case of Katiyakap, Inc. / |
| Statement of responsibility, etc. | Nor-Aiza R. Unas ; Jon Marx P Sarmiento, adviser. |
| 300 ## - PHYSICAL DESCRIPTION | |
| Extent | 103 leaves |
| 502 ## - DISSERTATION NOTE | |
| Dissertation note | Thesis, Undergraduate (B.S. Agribusiness Economics)-U.P. Mindanao |
| 520 3# - SUMMARY, ETC. | |
| Summary, etc. | Microfinance offers financial services and considered as a poverty alleviation tool. It provides small loans to people with insufficient income that hinders them from making self-employment projects. Informal sector in the Philippines is comprised of micro enterprises in a form of small vendors usually situated in public markets. These microentrepreneurs rely heavily on financing which usually comes from informal financiers. Muslim micro entrepreneurs are predominant in public markets. Due to religious principles, these micro entrepreneurs require a different type of financing, especially in lending. The elimination or ribs or interest is the salient feature of Islamic lending. Islamic lending can provide assistance to those Muslim micro entrepreneurs who are rejecting the conventional type. With this demand, Katiyakap Inc., a non-government organization, offers 3 modes of Islamic financing; Musharaka or profit and loss sharing, Ijarah or leasing, and Murabaha or cost plus margin sale. Thus, this study was conducted to assess the Islamic lending practices in General Santos City. A total of 120 Muslim micro entrepreneurs were interviewed. Cronbach's Alpha was used as a reliability test. Tobit and multinomial logistic regression were both employed. The results show that the practice of Islamic lending is prevalent in General Santos City public markets. Even though it is an informal transaction, 55% of the total sample preferred to borrow from their relatives and still adhering to the concept of Islamic lending. Among the modes of financing, the Musharaka and Murabaha were the most preferred. Those microentreprenuers who have higher number of years in business prefer Musharaka since this scheme can lead to business expansion while those who are still in their early years in business prefer the latter which can provide them the needed assets for business operation. For future studies, Muslim entrepreneurs operating in both small and large scale operation should be considered. |
| 650 17 - SUBJECT ADDED ENTRY--TOPICAL TERM | |
| Topical term or geographic name entry element | Islamic Lending. |
| 9 (RLIN) | 8927 |
| 700 ## - ADDED ENTRY--PERSONAL NAME | |
| Personal name | Sarmiento, Jon Marx P., |
| Relator term | adviser. |
| 9 (RLIN) | 561 |
| 905 ## - LOCAL DATA ELEMENT E, LDE (RLIN) | |
| a | FI |
| 905 ## - LOCAL DATA ELEMENT E, LDE (RLIN) | |
| a | UP |
| 942 ## - ADDED ENTRY ELEMENTS (KOHA) | |
| Source of classification or shelving scheme | Library of Congress Classification |
| Koha item type | Thesis |
| Withdrawn status | Lost status | Source of classification or shelving scheme | Damaged status | Status | Collection | Home library | Current library | Shelving location | Date acquired | Source of acquisition | Accession Number | Total Checkouts | Full call number | Barcode | Date last seen | Copy number | Price effective from | Koha item type |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Library of Congress Classification | Room-Use Only | School of Management | School of Management | Theses | 2015-02-07 | donation | SOM-T-gd3245 | LG993.5 2014 A3 U52 | 3UPML00019291 | 2022-10-05 | 2022-10-05 | Thesis | ||||||
| Library of Congress Classification | Not For Loan | Preservation Copy | University Library | University Library | Archives and Records | 2015-02-05 | donation | UAR-T-gd2054 | LG993.5 2014 A3 U52 | 3UPML00034608 | 2022-10-05 | 1 | 2022-10-05 | Thesis | ||||
| Library of Congress Classification | Not For Loan | Preservation Copy | University Library | University Library | Archives and Records | 2015-02-05 | donation | UAR-T-gd2055 | LG993.5 2014 A3 U52 | 3UPML00034609 | 2022-10-05 | 2 | 2022-10-05 | Thesis |