000			02354nam a22002413a 4500
001			UPMIN-00010019638
003			UPMIN
005			20230504111210.0
008			230504b |||||||| |||| 00| 0 eng d
040			_cUP Min
090		0	_aLG993.5 2017 A3 _bM35
100			_aManalo, Raisa Katrina B., _eauthor _93709
245			_aFinancial literacy in MSME sector : _bthe case of food-based enterprises in Davao City, Philippines / _cRaisa Katrina B. Manalo; Thaddeus R. Acuña, adviser
260			_c2017
300			_a64 leaves
502			_aThesis (BS Agribusiness Economics) -- University of the Philippines Mindanao, May 2017
520	3		_aFinancial literary is widespread not only among students and consumers but also in micro, small and medium enterprises (MSMEs). The low level of financial literary (FL) among entrepreneurs resulted to financial constraints in which MSMEs face financial statement-related problems, and difficulties in accessing loans. It was suggested that FL may resolve the challenges of MSMEs in accessing financial products from financial institutions because it empowers entrepreneurship with sufficient knowledge and skills to make better financial decisions and effective financial management. This study measures the FL, both the basic knowledge and application dimension, of the managers/owners of food-based MSMEs that are situated in the first district of Davao City, Philippines. Subsequent to this, their efficiency level in financial practices related to debt management. The fair level of FL indicated that managers/owners have access to financial services but have poor financial trainings which implied that financial knowledge was not formally practiced in their business. Significant factors that were seen to have affects in FL were sex, educational level, financial training and financial practices of managers/owners such as ownership of savings account and investing. Moreover, the application dimension of FL was identified to have a positive relationship on efficiency in financial practices related to debt management thus, this study suggest that managers/owners should aim for a sound FL both in the knowledge and application dimension.
658			_aUndergraduate Thesis, _cABE 200b
700			_aAcuña, Thaddeus R., _eadviser _91550
905			_aFi
905			_aUP
942			_2lcc _cTHESIS
999			_c3432 _d3432