000			02552nam a22002413a 4500
001			UPMIN-00012254426
003			UPMIN
005			20230414185059.0
008			230414b |||||||| |||| 00| 0 eng d
040			_cUP Min
090		0	_aLG 993.5 2018 A3 _bD36
100			_aDangase, Jemima Faye C., _eauthor _93371
245			_aDeterminants of smallholder rice farmers' use of formal credit : _bthe case of Nabunturan, Compostela Valley Province / _cJemima Faye C. Dangase; Roxanne T. Aguinaldo, adviser
260			_c2018
300			_a56 leaves
500			_aThesis (BS Agribusiness Economics) -- University of the Philippines Mindanao, May 2018
520	3		_aIn most developing countries, agricultural credit plays an important role for the advancement of agricultural productivity and rural economic activity. Farm credit provides the farmers with necessary institutional support to increase their income and achieve food security. Through credit facilities, farmers will be able to purchase farm inputs such as high-yielding varieties of seeds, fertilizers, and other technologies necessary to increase their production. This study assessed the use of formal credit of the smallholder rice farmers in Nabunturan, Compostela Valley Province. Specifically, this study identified the socio-demographic characteristics and economic profile of the farmers and determined some of the constraints faced by the farmer in acquiring formal credit, and other sources of credit. Data were collected through structured questionnaires and were distributed among the 144 respondents. The data were analyzed with the use of descriptive statistics and logit model. Results showed that only 37% of the farmer-respondents used formal credit, while 63% do not use formal credit. Household size, land tenure status, income, savings, insurance, perception of credit, perception of credit procedures and access to formal credit information were the significant factors that affect the smallholder rice farmers access to formal credit. Informal sources served as a substitute credit sources of the rice farmers, given the constraints that farmers faced in borrowing money to formal credit institutions. Hence, the government and credit institutions should design innovative credit schemes and develop policy measures to improve farmers? use of formal credit, and effectively meet farmers? credit requirements
658			_aUndergraduate Thesis, _cABE 200b
700			_aAguinaldo, Roxanne T., _eadviser _91546
905			_aFi
905			_aUP
942			_2lcc _cTHESIS
999			_c831 _d831